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01
easily settle up with friends.
find your friends, and pay* them instantly and socially via QR code or their @username.
*all funds are safeguarded and ring-fenced by an EMI principal license holder. Spot doesn't access customer funds.
02
request without the awkwardness.
23% of young people in the UK are owed money from their friends, at an average of £98 each. Send your friends requests to pay you back without that awkward conversation.
use groups for shared expenses.
track and settle up costs in groups, such as with housemates or on holidays, in a quick, easy and informal way.
03
key features
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send
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request
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groups
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withdraw
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